Lora Terzieva was born in 1987 in Kardzhali, Bulgaria. In 1992, she started playing piano in the class of Ivailo Totev at the House of Culture in Kardzhali. She continued to learn piano in the class of Rositsa Duhlenska in 1994 and since 1998 with Hristina Machikyan. In 2001, she applied and was accepted at the National Music School "Lubomir Pipkov", Sofia. She participated in the master classes of Prof. Tamara Poddubnaia, Prof. Viktor Chuchkov and Prof. Milena Mollova. In 2005, 10th International Piano Competition Evangelia Tjiarri - Larnaca, Cyprus, awarded her the second-place prize. She won the Creative Achievements Award from the Ministry of Culture in the field of music. She has participated in a number of concerts in the country. In 2006, she graduated the National Music School "Lubomir Pipkov", with a National Diploma for excellent success and creative achievements. Throughout 2006, she was a student in the piano class of Prof. Stella Dimitrova – Maystorova and Iliya Chernaev at the National Academy of Music "Prof. Pancho Vladigerov ", Sofia. From 2007 to 2011 was a student in the piano class of Prof. Ralph Nattkemper at the Hochschule für Musik und Theater - Hamburg, Germany. She has recordings at the Bulgarian National Radio and the Bulgarian National Television. She is a scholarship winner of the Oscar and Vera Ritter-Stiftung, DAAD Stiftung, Brahms Stiftung, Otto-Stöterau-Stiftung. She participated in the festivals: ppIANISSIMO - 2007; Sofia Music Summer 2009 - "New Year's Music Festival - Sofia" - 2011; Französisches Klangfest - Hamburg, Germany - 2010; Music campus Balchik - 2014 and 2015; "The Fire of Orpheus" - Razlog - 2016 and 2017.
Since 2014, she works as an Accompanist in the National Music School "L.Pipkov" - Sofia.